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    From today PB Factoring offers:

    Legitimize as a new customer quickly and securely via video chat.

    Conveniently from the office, home office or on the go - simply identify yourself using a PC with a webcam, smartphone or tablet.
    Our customers save time for their business!

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    Customer experience and technology are at the heart of everything we do

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    Sustainability is an essential part of our strategy

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    Our global network supports your exports

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Welcome to one of the leading factoring companies in Germany!

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What we do for you

  • We acquire your trade accounts receivable
  • Same-day payment – between 85% and 100% of the invoice amount
  • We offer you security and flexibility for your liquidity planning
  • We protect you 100% against bad debt losses
  • We improve your balance sheet indicators
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Your benefits with PB Factoring

  • Increase / improve your liquidity
  • Reduction of your working capital and thus optimization of your balance sheet (lower outstanding receivables; shorter receivables period; lower DSO)
  • Potentially better compliance with covenants (related to credit facilities)
  • 100% protection against bad debts
  • Make better use of discounts
  • Secure financing that is matching your sales

Calculate your advantages by using factoring now

Your clients pay your bill after __ days on average
Your balance sheet equity
Default
10.000.000 EUR
Liquidity gain 90% financed within 24h
9.000.000 EUR

Without factoring

Balance sheet total in EUR
30.000.000
Bound capital EUR
10.000.000
Equity ratio
26,67 %

With factoring

Your balance sheet total in EUR
21.000.000
Bound capital EUR
1.000.000
Equity ratio
38,10 %
The calculation example is intended as a first reference point. It should help to better assess the associated benefits. The actual conditions may differ from the results of this calculation. Do you want to know more? We would be happy to make you a tailor-made solution for your company.
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Your advantages

  • You reduce your working capital by 70,00 %
  • You improve your equity ratio by 11,43 % (based on this example)
  • This makes it easier for you to comply with covenants (related to credit facilities)
  • You may improve your rating