• Quick Check

Factoring is particularly interesting for you, if…

… you e.g. come from one of these industries:

  • supplier of retailing
  • steel / metal processing
  • automotive supplier
  • textile
  • chemical industry
  • electronics
  • paper and printing
  • pharmaceutical industry
  • personnel service provider
  • wholesale

… e.g. one of these characteristics applies to you:

  • high proportion of claims on the balance sheet
  • discount cannot be used currently 
  • desire to optimize your working capital
  • desire to improve balance sheet ratios
  • desire to adhere to covenants
  • strong sales growth
  • raw material prices rising 
  • your customers demand for longer payment terms
  • desire to hedge debtor risks
  • when you need liquidity

Calculate your advantages by using factoring now

Your clients pay your bill after __ days on average
Your balance sheet equity
Default
Liquidity gain 90% financed within 24h

Without factoring

Balance sheet total in {currency}
100
Bound capital {currency}
100
Equity ratio
33%

With factoring

Your balance sheet total in {currency}
100
Bound capital {currency}
100
Equity ratio
33%
The calculation example is intended as a first reference point. It should help to better assess the associated benefits. The actual conditions may differ from the results of this calculation. Do you want to know more? We would be happy to make you a tailor-made solution for your company.

Your advantages

  • You reduce your working capital by 90%
  • You improve your equity ratio by 90% (based on this example)
  • This makes it easier for you to comply with covenants (related to credit facilities)
  • You may improve your rating