Factoring is particularly interesting for you, if…
… you e.g. come from one of these industries:
- supplier of retailing
- steel / metal processing
- automotive supplier
- textile
- chemical industry
- electronics
- paper and printing
- pharmaceutical industry
- personnel service provider
- wholesale
… e.g. one of these characteristics applies to you:
- high proportion of claims on the balance sheet
- discount cannot be used currently
- desire to optimize your working capital
- desire to improve balance sheet ratios
- desire to adhere to covenants
- strong sales growth
- raw material prices rising
- your customers demand for longer payment terms
- desire to hedge debtor risks
- when you need liquidity

Your advantages
- You reduce your working capital by 90%
- You improve your equity ratio by 90% (based on this example)
- This makes it easier for you to comply with covenants (related to credit facilities)
- You may improve your rating